Home Loan Interest Rates in India
Loans to buy, build or renovate a home, from banks and housing finance companies. Compare rates, fees and amounts, lowest rate first. The lender decides your final rate.
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Home Loan offers
No offers listed yet. Apply and a loan expert will help you find one.
EMI example
Your EMI depends on the amount, period and rate. Apply to see offers that fit you.Apply nowDocuments needed
- PAN card
- Aadhaar card
- Last 3 months' salary slips or 2 years' ITR
- Last 6 months' bank statement
- Property documents
- Passport-size photo
Lenders may ask for more. Your loan expert will confirm.
FAQ
Home Loan questions
Who gives the loan?
The bank or NBFC you choose. They decide approval, rate and fees. Lending Mantra only compares and helps you apply.
How much home loan can I get?
Lenders usually fund 75–90% of the property value. The amount also depends on your income and other EMIs.
What is the longest home loan period?
Up to 30 years with many lenders. A longer period lowers the EMI but raises the total interest.
Does applying cost anything?
No. Comparing and applying through Lending Mantra is free. The lender may charge a processing fee.